区块链周刊早报,世界经济论坛:区块链技术可从根本上改变水资源管理 | 2018年4月5日大事件

据银保监会副主席王兆星在中国银行业协会会议上讲话,要严格规范交叉金融产品,严厉打击非法金融活动,有序处置高风险机构。

大咖评论

1.银保监会副主席王兆星:利用区块链等数字技术创新金融产品和服务

据银保监会副主席王兆星在中国银行业协会会议上讲话,要严格规范交叉金融产品,严厉打击非法金融活动,有序处置高风险机构。要坚持科技引领战略,充分运用大数据、云计算、区块链、人工智能等数字技术创新金融产品和服务,实现金融服务的场景化、智能化、个性化、差异化,向智能银行、普惠银行努力。

2.何宝宏:“大数据+区块链”听着高大上其实有点扯

中国信息通信研究院云计算与大数据研究所所长,中国通信标准化协会互联网与应用工作委员会主席何宝宏认为,说区块链能重构大数据,在目前看来不可能实现。何宝宏表示,目前处于区块链的发展初期,传统应用场景下落地较难,比较看好技术在数字文化产业等新兴领域的落地。信通院从两年前开始筹备建立可信区块链标准的研究工作。目前已完成第一阶段标准研究制定。去年上半年,共9家机构通过评测,符合相关标准要求。今年上半年,会对标准存在的问题进行修改完善。目前,已经有160多家的企业希望进行参与到可信区块链标准的工作中来。

3.赵长鹏辟谣币安停止服务:要学会辨别谣言,屏蔽所有的谣言源头

网络盛传“币安5月1日起停止服务,正式关闭交易平台”的截图,针对该消息,币安CEO赵长鹏发微博表示:“这年头啥谣言都有,要学会辨别谣言。另外在数字货币的世界里,看谣言(或假新闻)会让你变穷。不小心的接触都有可能会影响你潜意识的判断。请对自己和他人的财产负责,屏蔽所有的谣言源头。谁传达谣言给你的就屏蔽谁。”

4.门头沟前CEO:我不想要这十亿美元,将尽力使每个人都拿到应得份额

Mt Gox前CEO Mark Karpeles周三在Reddit发帖称,日本破产法的运作方式导致在Mt Gox破产事件中,股东将轻松带走相当于16万枚比特币的价值,但自己并不想要这十亿美元,确保这种情况不发生正是自己的责任。解决方法之一是民事再生法(civil rehabilitation),且似乎大多数债权人都同意这种方法。

5.徐小平忠告创业者:区块链考验人性,勿忘社会责任

在“寻找中国创客”第四季启动峰会上,真格基金创始人徐小平发表演讲,他提到,最近发生的许多事情都是因为它偏离了社会责任,偏离了正确的价值观,最后走向了梦想的反面。徐小平拿了区块链技术举例,他指出,区块链带来的革命,带来的变化,是很惊人的。那么一个创业者如何用这个技术负责任的为社会、为他人、为国家能够创造价值,创造秩序,而不是损害价值,而不是影响秩序,而不是带来与创业创新相反的东西,这是一个重大挑战。尤其是区块链跟钱如此接近,更加是对人的人性的考验,对人的社会责任、理想主义的挑战。徐小平告诫创业者要有志存高远、崇高的理想、崇高的价值观。

6.云链联合创始人姚慧:区块链比互联网更加的共享,更加的公平

在2018年世界区块链峰会上,云链联合创始人姚慧表示:“区块链是更加互联网的互联网,它在互联网的传统的精神的过程中,比互联网更加的共享,更加的公平,现在互联网的状况是逐渐的中心化东西越来越多,区块链反而能实现这一点。”

7.上海区块链产业研究所副所长朱一凡:区块链是技术创新,更是一种思维方式

上海区块链产业研究所副所长朱一凡表示:“区块链产业‘拥有大环境下的政策利好’。在区块链中纳入政府机构与第三方进行监管,利用它们的公信力,共建共享区块链联盟链技术,对数据真实性进行相互背书,为构建数字社会中的“信任”提供了可靠基础。另外,朱一凡提出‘区块链不是技术革命,而是技术创新,更是一种思维方式层面的创新’。

8.香港证监会副行政总裁梁凤仪:首次代币发行(ICO)风险大,不符合向公众集资的要求

据证券时报消息,香港证监会副行政总裁梁凤仪3日表示,首次代币发行(ICO)风险大,不符合向公众集资的要求,监管方会在发放牌照时会小心考虑。她强调,ICO现在的问题是没有向监管方申请牌照,如其申请牌照,香港证监会就会按照对投资者保护的要求进行监管。

9.世界经济论坛:区块链技术可从根本上改变水资源管理

世界经济论坛刊文《第四次工业革命终结水危机的五种方法》,文章指出:通过提供安全、透明和分布式记账来记录各方之间的交易,区块链为基础的技术可以从根本上改变水资源的管理和交易方式。文章表示,首先,利用区块链技术可以使来自家庭、行业消费者、水务管理人员和政策制定者们都能获得关于水质和水量的数据从而得以做出更明智的决定。这样的透明度会帮助消费者做出何时储存、何时用水的方案。同时也可以帮助防止地方当局篡改或扣留水质数据的贪腐行为。

9.巨杉数据库联合创始人:未来区块链一定会有一个标准的范式

巨杉数据库联合创始人兼CTO王涛表示,区块链目前存在几个问题,第一个区块链体系结构没有被统一,大家各自为政。第二区块链开发语言及其混乱,第三需求多种各样,无标准使用范式。没有一个行业标准,我们过去做应用开发做几十年,现在没有一个标准的范式随着我们业务统一,一定会有标准的范式。

10.分析师Mati Greenspan:数字货币与股票市场的关联度越来越高

据CNBC新闻报道,eToro的高级市场分析师Mati Greenspan表示,币种价格下跌与全球贸易战不太相关,他认为与人们管理投资组合的方式有很大关联,特别是在过去几周内,数字货币与股票市场的关联度越来越高。据CoinDesk的数据,周三BTC价格跌至6870美元,ETH下跌7%至384美元,XRP下跌超过9%至51美分。

11.伊朗政府官员正在讨论对Telegram的ICO禁令

伊朗政府的高级官员正在讨论禁止Telegram的可能性措施,部分原因是担心Telegram将发行的令牌可能会破坏本国货币。该国网络空间高级委员会秘书Hassan Firouzabadi在伊朗国家电视台上要求屏蔽Telegram,称该公司在伊朗的统治地位是“是私营部门的敌人”,并补充道:“Telegram已经正式宣布它将被用作经济平台,而Telegram将破坏伊朗的国家货币。”日前,Telegram 通过两轮融资共获得17亿美元。

12.比原链联合创始人段新星:区块链产品三定律

段新星在巴比特学院讲述了“区块链产品三定律”:第一,“不要拿大炮打蚊子”:区块链技术更适宜于资产网络;第二,区块链适于有多个对等、弱信任的节点、多方写入数据的需求场景;第三,适用于去中心化的解决方案。目前,人们对区块链的看法不一,也有人或者机构试图去为区块链这个概念做准确的定义,对此,段新星认为,我们并不需要把一个新出现的词汇定义得非常严谨,再去探索它。就像在物理科学上人们对万有引力的探索一样,始终在变化。

区块链

1.五大行全部入局区块链,区块链成为年报中的亮点

据新京报报道,银行布局区块链成为年报中的亮点。五大行已将区块链技术应用到扶贫、国际贸易、住房租赁平台、电商供应链、雄安新区服务场景等领域。公开信息显示,工商银行区块链与生物识别实验室推出首个自助可控的区块链平台,平台于2017年第四季度推出,已助力贵州扶贫、工银聚等项目成功投产。建设银行则探索“区块链+贸易金融”技术,还在雄安新区将区块链技术运用到租赁住房平台等。农业银行在国内银行业中首次将区块链技术应用于电商供应链金融领域,上线涉农互联网电商融资产品“e链贷”;此外,推进金融数字积分(简称“嗨豆”)系统建设,打造区块链积分体系。中国银行2017年年报则显示,该行推出贸易融资区块链应用,推出指纹、指静脉及声纹认证等生物认证科技应用。交通银行互联网金融业务中心副总裁范海鹰此前透露,交行正在探索区块链数字票据系统。

2.富士康子公司将帮助Sirin开发生产区块链手机

据彭博报道,创业公司Sirin称,富士康的一家子公司同意帮助开发和生产Sirin实验室的区块链手机。这款名为Finney的新设备旨在帮助用户安全地存储和使用比特币等数字货币,以及相关服务。

3.北京金融资产交易所首单应用区块链技术供应链ABS成功发行

中骏集团首单供应链应收账款债权融资计划(供应链ABS)人民币7.69亿元,在北京金融资产交易所成功发行并挂牌。本次供应链ABS成功发行最具重要意义的是,它是中骏集团首单供应链ABS,天津银行首单作为主承销商的供应链ABS,同时是北金所首单应用区块链技术的供应链ABS。

4.杭州致力于成为区块链第一城

在过去几年时间里,杭州在推动区块链技术的发展上动作频频。全国首个区块链产业园区落户西溪谷互联网金融小镇,吸纳蚂蚁金服、网商银行、支付宝等一批知名互联网金融企业入驻;2018年杭州市政府工作报告中写入区块链,标志着区块链的新技术将成为杭州支持的下一个重点;政府层面甚至提出了“打造区块链之城”。而在广州,虽然市政府层面尚未有大的动作,但下沉到区一级的黄埔区、广州开发区出台了 “区块链10条”的政策包,不仅在时间节点上抢在全国前列,同时也是当前国内支持力度最大、模式突破最强的区块链扶持政策之一。与以往不同,面对新科技,地方政府正在有意识地占领主动地位,积极引导产业发展,抢占制高点。

5.上海区块链产业联盟昨天正式挂牌成立

上海区块链产业联盟昨天正式挂牌成立。上海区块链产业联盟受上海产业转型发展研究院指导,由多家上市公司、区块链技术科研机构、区块链产业应用创新企业、相关产业优秀企业与组织共同发起的,立足上海、辐射全国乃至全球。联盟的搭建为区块链企业、区块链媒体等相关机构提供了更好的交流与学习平台。

6.四川省政府领导学习区块链知识

四川省人民政府官方网站刊文《当前最火的区块链到底是啥?跟省长一起来长知识!|跟省长学知识》。文中透露,4月2日,省长尹力主持召开省政府第3次常务会议,按照惯例会前先进行学习,来自中国信息通信研究院教授级高级工程师金键向省长、副省长们,专门讲了一节课──《区块链:催生新经济发展范式的科技理念》,为大家掀开了区块链的神秘面纱。

7.泉州海关试水能源贸易区块链应用项目

近日,在中化集团下属中化能源科技有限公司针对一船从中国泉州到新加坡的汽油出口业务中,泉州海关驻肖厝办事处成功参与了区块链应用的出口交易试点。利用区块链技术不可窜改、不可伪造的特点,将跨境贸易各个关键环节的核心单据进行数字化,对贸易流程中的合同签订、货款汇兑、提单流转、海关监管等环节信息进行全程记录,大大提高了各个环节效率,降低了交易风险。相比传统方式,区块链的应用能整体提高流程时间效率50%以上。

8.中信集团即将推出基于区块链的中信联盟

中信集团即将推出中信联盟,基于区块链技术打通集团内外的优质消费生态。一方面,通过聚合用户实现消费权益和客户资源的共享;另一方面,通过大数据和云计算等技术赋能平台商户,更好地提高服务客户的能力。

9.印度三家保理交易所推出发票融资反欺诈区块链

印度三家保理交易所——RXIL,A.TReDS, MYND Solutions以及科技公司MonetaGo(提供应用程序结构、逻辑和发票哈希)宣布推出发票融资反欺诈区块链。这些交易所是印度小型企业从大型印度银行和数家外资银行以发票获得融资的交易市场,交易所希望运用区块链技术减少该市场的欺诈行为。MonetaGo首席执行官Jesse Chenard表示,全球发票融资的1%到2%有欺诈行为,每年的欺诈金额约为500亿美元。

10.瑞士区块链平台将为缅甸难民提供数字身份证

瑞士一数字身份平台正与一个非政府组织合作,为来自缅甸的350万罗兴亚人提供数字身份证。其目的是让罗兴亚人获得基本人权,并帮助难民在被迫逃离家园后融入其他国家。

数字货币

1.中国商务部发布对美关税反制措施过后 加密货币小幅下跌

今日国务院关税税则委员会决定对原产于美国的大豆、汽车、化工品等14类106项商品加征25%的关税。这一消息公布后,市场避险情绪走强,同时段主要货币对日元大幅走弱,主流数字货币集体加速下跌,其中比特币跌幅相对较小,现报7282.3569美元,NEO、ADA和XLM跌幅较大。

2.德意志银行号召对加密货币实施更严格的监管规则

德意志银行号召对数字货币实施更严格的监管规则。此前,德意志银行首席投资办公室全球主管Markus Mueller曾表示,目前不建议投资于加密货币,该种投资存在“彻底损失的实际风险”,面临的问题包括高波动性、潜在的价格操纵和数据丢失或遭窃。Mueller认为,发行加密货币的公司应当与监管机构合作,建立安全和信任感之后,加密货币将能够像其他资产类别一样进行估价。Mueller同时称,区块链技术和加密货币有彻底改革一些行业的潜力。

3.加密货币挖矿巨头Hyperblock将收购北美矿业公司

​据路透社今日消息,加密货币挖矿巨头Hyperblock将收购北美矿业公司CryptoGlobal所有股份,后者在本次并购中的估值为1.06亿美元。并购成功后,交易双方将以“HyperBlock Technologies Corp.”的名义,申请在加拿大证券交易所上市。据Business Insider,新公司将拥有2.1万台遍布美国和加拿大的加密货币矿机。在此之后,Hyperblock将开展自营挖矿、矿机托管、服务器买卖、加密资产存储和交易等服务。

4.加密货币挖矿巨头Hyperblock将收购北美矿业公司

加密货币挖矿巨头Hyperblock将收购北美矿业公司CryptoGlobal所有股份,后者在本次并购中的估值为1.06亿美元。并购成功后,交易双方将以“HyperBlock Technologies Corp.”的名义,申请在加拿大证券交易所上市。据Business Insider,新公司将拥有2.1万台遍布美国和加拿大的加密货币矿机。在此之后,Hyperblock将开展自营挖矿、矿机托管、服务器买卖、加密资产存储和交易等服务。

5.韩国千禧一代陷入比特币旋涡:年轻人不想工作只想炒币

韩国千禧一代(泛指1984-2000年出生人群)陷入了比特币旋涡中,年轻人不想工作、寄望于炒币暴富,或称为韩国经济的隐患和泡沫。据韩国心理学家调查,这种情况导致了韩国年轻人精神高度紧张,甚至提升了离婚率。“一旦我休息了,我就赔了。”这是韩国炒币年轻人的心理。

6.韩国公平贸易委员会要求12家加密货币交易所修改用户合约

韩国公平贸易委员会(KFTC)是该国负责经济领域内行业竞争的监管机构,根据韩国联合通讯社(Yonhap)报道称,该委员会已经要求12家加密货币交易所修改附加合约,因为他们的原合约无法为消费者提供足够的保护。

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田纳西州承认区块链数据和智能合约具有法律效应

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